Join the waitlist and get 2 FREE months when we launch. Experience AI-powered finance management that talks to you, not at you.
Imagine never wondering where your money went again. Our dashboard gives you a complete, real-time view of your entire financial life - all in one beautiful, easy-to-understand interface.
See your net worth, recent transactions, budget progress, and savings goals - all at a glance. No more switching between apps or digging through spreadsheets.
We get it - managing money can be overwhelming. That's why we built Bajetiyo to be powerful yet simple, comprehensive yet intuitive. Here's what makes it special:
Track every dollar, because knowing where your money goes is the first step to controlling it. Split transactions, attach receipts, and categorize with ease. We make it simple, so you can focus on what matters.
Set budgets that actually work, with real-time tracking and beautiful visualizations. See exactly how much you have left to spend, and get alerts before you overspend. Budgeting shouldn't be a guessing game.
Manage all your bank accounts, credit cards, and assets in one place. Track balances, see transactions across accounts, and get a complete picture of your financial health. No more logging into multiple banking apps.
Understand your spending patterns with beautiful, insightful reports. See where your money goes, track trends over time, and make data-driven decisions. Knowledge is power, and we give you all the knowledge you need.
Never miss a payment, and discover subscriptions you forgot about. We automatically detect recurring charges and help you stay on top of all your bills. Let's be honest - you probably have subscriptions you forgot about.
Save for what matters with visual progress tracking. Whether it's a vacation, emergency fund, or that dream purchase, watch your savings grow with beautiful progress bars and motivating visuals.
See your financial future with intelligent forecasting. Predict balances weeks ahead, run what-if scenarios, check savings goal feasibility, and get alerts before your balance goes negative.
Save money automatically with personalized negotiation scripts. We detect price increases, suggest when to negotiate, provide scripts tailored to your provider, and track your total savings.
Get a clear 0-100 score of your financial health based on 5 key metrics. Receive personalized coaching tips, track progress over time, and see how you compare to benchmarks.
Automatically detect all your subscriptions and recurring bills. Track price changes, get renewal reminders, find forgotten subscriptions, and optimize your recurring expenses.
Here's the thing: most finance apps make you do all the work. Not Bajetiyo. We've made transaction tracking so simple, you'll actually want to do it.
Log expenses in seconds, split transactions across multiple categories (because that Target run had groceries AND household items), and attach receipts for tax season. Our smart categorization learns from your habits, so it gets easier over time.
And here's the best part: Our AI assistant can create transactions for you just by chatting. "I spent $50 on groceries today" - done. No forms, no clicking through menus. Just natural conversation.
Let's be real - traditional budgeting is a pain. You set limits, forget about them, and then feel guilty when you overspend. We've changed that.
Set monthly, weekly, or even daily budgets for any category. See real-time progress with beautiful charts and progress bars. Get gentle reminders before you hit your limit, not angry alerts after you've already overspent.
Our budgeting system is flexible, visual, and actually motivating. Watch your progress bars fill up (or stay within limits), and feel good about your financial choices. Budgeting should empower you, not stress you out.
Juggling multiple bank accounts, credit cards, and investment accounts? We've got you covered. See all your accounts in one unified view, track balances in real-time, and understand your complete financial picture.
Whether it's checking, savings, credit cards, or investment accounts, Bajetiyo helps you see the big picture. No more switching between apps or logging into multiple banking websites. Everything you need, right here.
Numbers are great, but insights are better. Our comprehensive reporting system doesn't just show you where your money went - it helps you understand why and what you can do about it.
Generate beautiful reports on income vs expenses, spending by category, net worth trends, and more. Export to CSV for deeper analysis, or just use our built-in visualizations to spot patterns and opportunities.
Knowledge is power, and with Bajetiyo's reports, you'll have all the knowledge you need to make smarter financial decisions.
Bills, subscriptions, recurring charges - they add up fast, and it's easy to lose track. Bajetiyo automatically detects recurring transactions and helps you stay on top of everything.
See all your upcoming bills in one place, get reminders before payments are due, and discover subscriptions you forgot about (we all have them). Our smart detection system learns your payment patterns and keeps you informed.
Plus, with our bill negotiation features, you might even save money by finding better deals on your recurring services.
Dreaming of a vacation? Planning for a down payment? Building an emergency fund? Our Piggy Banks feature makes saving visual, motivating, and actually fun.
Create savings goals with target amounts and deadlines. Watch your progress bars fill up as you contribute. Link transfers directly to your goals, and see how close you are to achieving your dreams.
Visual progress tracking is proven to increase savings success. When you can see your progress, you're more likely to stick with it. That's why we made Piggy Banks beautiful and motivating.
Every person's finances are different, and so should be their organization system. With Bajetiyo's flexible categorization, you organize your money the way that makes sense for you.
Create custom categories, use tags for cross-cutting organization, and set up rules to automatically categorize transactions. The more you use it, the smarter it gets - learning your habits and making suggestions.
Whether you're a minimalist who needs just a few categories or someone who loves detailed organization, Bajetiyo adapts to your style.
Worried about running out of money? Want to know if you can afford that vacation next month? Our cashflow forecasting feature shows you exactly where your money will be weeks or months from now.
Here's something most finance apps don't do: they tell you where your money went, but not where it's going. Bajetiyo changes that with intelligent cashflow forecasting.
Based on your recurring transactions, upcoming bills, and spending patterns, we project your account balance weeks and months ahead. See exactly when bills are due, how they'll affect your balance, and get alerts if your balance might go negative.
The best part? Our "What-If" simulator lets you play with scenarios. "What if I spend $50 less on groceries each week?" "What if I add a new subscription?" See how changes today affect your future balance.
Plus, we help you figure out if your savings goals are actually achievable. Want to save $5,000 by June? We'll tell you if it's possible based on your current spending, and suggest adjustments if needed.
See all your upcoming bills in a beautiful calendar view. Know exactly when payments are due and how they'll impact your balance. Never get caught off guard by a forgotten bill again.
Get warned before your account goes negative. We'll alert you days or weeks in advance if your projected balance might dip below zero, giving you time to adjust your spending or transfer money.
Planning to save for something big? Our system checks if your goal is achievable based on your current income and expenses. If not, we'll tell you how much you need to cut back or save more.
Run unlimited "what-if" scenarios to see how financial decisions today impact your future. Change spending amounts, add new expenses, or simulate a raise - see the impact instantly.
Let's be honest - nobody likes negotiating bills. It's awkward, time-consuming, and you never know what to say. But what if your finance app could do it for you? Well, almost.
We automatically detect when your bills increase and identify negotiation opportunities. But we don't just tell you to call - we give you personalized scripts tailored to your specific provider and situation.
Did your internet bill go up by 15%? We'll detect it, categorize it, and give you a script to negotiate it back down. Haven't negotiated your insurance in 6 months? We'll remind you it's time, with a script ready to go.
Here's how it works:
Users save hundreds of dollars per year just by negotiating bills they didn't even know they could negotiate. We make it easy, so you actually do it.
Ever wonder how healthy your finances really are? Most people have no idea. Bajetiyo gives you a clear, actionable score from 0-100, plus personalized coaching to improve it.
Your Financial Health Score is calculated from 5 key metrics that actually matter:
But here's what makes it special: we don't just give you a number. We give you personalized, actionable tips to improve your score. "Increase your emergency fund by $2,000 to reach 6 months of expenses" or "Your grocery spending is inconsistent - set a weekly budget to improve."
Track your progress: See your score improve over time as you implement our suggestions. Compare yourself to benchmarks and see where you rank among other users. Financial health isn't a mystery anymore - it's a measurable, improvable score.
Remember that free trial you signed up for 6 months ago? Or that service you thought you canceled? Our smart subscription detection finds all your recurring charges and helps you manage them.
We automatically scan your transactions to detect subscriptions and recurring bills. But we don't stop there - we help you optimize them.
Here's what we do:
Most people discover they're paying for 3-5 subscriptions they forgot about. We help you find them, evaluate them, and either use them or cancel them. It's like having a subscription auditor working for you 24/7.
But what if your finance app could actually talk to you? What if you could ask questions in plain English and get real answers? What if you could create transactions, set budgets, and get insights just by chatting?
That's exactly what our AI-powered assistant does. Powered by Google's Gemini AI, it understands context, learns your habits, and actually helps you manage your money - not just shows you numbers.
Chat with your finances like you're talking to a friend. "How much did I spend on coffee this month?" "Create a budget for groceries." "Show me my biggest expenses." It just works.
Our AI doesn't just answer questions - it takes action. Ask it to create a transaction, set a budget, or categorize expenses, and it does it. No forms, no clicking, just results.
The AI knows your accounts, your budgets, your recent transactions, and your spending patterns. It gives you personalized advice based on YOUR financial situation, not generic tips.
Instead of waiting for you to ask, our AI notices patterns and suggests improvements. "You're spending more on dining out this month" or "You're close to your grocery budget limit."
This isn't just a chatbot. It's a financial assistant that understands you, learns from you, and helps you make better money decisions. It's like having a financial advisor in your pocket, available 24/7.
There are plenty of finance apps out there. Here's why Bajetiyo stands out:
While other apps make you fill out forms and navigate complex menus, Bajetiyo lets you chat naturally. Our AI understands context and takes action, not just answers questions.
Self-hosted option means your financial data stays on your server. No third-party companies mining your spending habits. Complete data sovereignty and privacy.
No artificial limits on transactions, budgets, or accounts. Use the app the way you want, without hitting arbitrary caps. Your finances shouldn't be limited by software.
We've spent countless hours making Bajetiyo not just functional, but beautiful. Clean interfaces, thoughtful design, and a user experience that actually makes sense.
Set up rules that automatically categorize transactions, apply budgets, and organize your finances. Let the app do the heavy lifting while you focus on what matters.
See your financial future with intelligent cashflow forecasting. Predict balances weeks ahead, run what-if scenarios, and never be surprised by a low balance again.
Save money automatically with our bill negotiation assistant. Get personalized scripts, track price increases, and save hundreds per year without the hassle.
Get a clear 0-100 score of your financial health with personalized coaching tips. Track progress over time and see exactly how to improve your finances.
Automatically find hidden subscriptions, track price changes, and get renewal reminders. Discover forgotten charges and optimize your recurring expenses.
Manage finances across multiple currencies seamlessly. Perfect for travelers, expats, or anyone dealing with international transactions. Your money, your currencies.
Access your finances from any device, anywhere, anytime.
Be among the first to experience Bajetiyo when we launch. Join now and we'll give you 2 free months of Pro access - no credit card required.